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California Housing Finance Agency

Provides First Mortgage Loans and low interest Down Payment Assistance Loans to low and moderate income families through their network of lenders in all 58 counties.

Services: First Time Buyer Home Loans, Homebuyer/Home Purchase Counseling, Mortgage Delinquency and Default Counseling

500 Capital Mall, Suite 1400

Sacramento, CA 95814

(877) 922-5432

First Time Home Buyer Program - CHDC

Due to COVID-19, limited services available by phone and email.

Services: First Time Buyer Home Loans, Homebuyer/Home Purchase Counseling, Home Purchase/Mortgage Refinance Loans, Housing Down Payment Loans/Grants

1535A Fred Jackson Way

Richmond, CA 94801

(510) 412-9290 x216

Habitat Homeownership Program

Due to COVID-19, limited services by phone and email.

Services: Homebuyer/Home Purchase Counseling, Sweat Equity Programs

2619 Broadway

Oakland, CA 94612

(510) 251-6304

SparkPoint Contra Costa East

Due to Coronavirus COVID-19, all services available online.

Services: Credit Counseling, Homebuyer/Home Purchase Counseling, Job Search Resource Centers, Mortgage Delinquency and Default Counseling, Neighborhood Multipurpose Centers, Unemployment Insurance Benefits Assistance

3105 Willow Pass Road

Bay Point, CA 94565

(925) 252-2300

SparkPoint Contra Costa West

Due to Coronavirus COVID-19, all services are remote by phone and email.

Services: Credit Counseling, Homebuyer/Home Purchase Counseling, Job Search Resource Centers, Mortgage Delinquency and Default Counseling, Neighborhood Multipurpose Centers

1000 Macdonald Avenue, Suite C

Richmond, CA 94801

(510) 478-7929

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